2 KiB
2 KiB
Home insurance
Policy
Provider: Allianz insurance
Policy number: 21-S353023-DMP
Renewal date: 8 April 2025
Total annual premium: $1,625.28 ($135.44 per month)
Biller Reference Number (BRN): 16210011524177
Cover:
- Buildings
- Rebuild: $577,200 (excess: $600)
- Contents
- General contents: $76,575 (excess: $600)
- Portable contents: nil
Comparison Quotes
Prices are for the first year (discounted premium).
| Insurer | Date | Annual Premium |
|---|---|---|
| AAMI (AAI) | 12/04/2025 | $1,153.53, paid annually ($96.13 per month), building value $566,000 (max allowed) |
| Australia Post (QBE) | 12/04/2025 | $1,302.08, paid annually ($108.51 per month) |
| QBE | 12/04/2025 | $1,335.79, paid annually ($111.32 per month) |
| Budget Direct | 12/04/2025 | $1,450.90, paid annually ($120.91 per month) |
| Suncorp (AAI) | 12/04/2025 | $1,538.86, paid annually ($128.24 per month) |
Details used:
- Buildings
- Rebulid: $577,200 (excess: $600)
- Contents
- General contents: $76,575 (excess: $600)
- Portable contents: nil
- Policy start date: 30/04/2025
- Year moved in: 2020
- Building type: Free Standing Home
- Built on: Slab
- External walls: Brick Veneer
- Roof: Colorbond
- Year of construction: 2004
- Quality of fittings: Standard
- Number of bedrooms: 3
- Number of bathrooms: 2
- Number of covered car spaces: 2
- Ducted Air-Con/Heating: Yes
- Granny Flat: No
- Shed: Yes
- Security Alarm: No
- Commercial use: No
- Mortgage: NAB (for certificate of currency)
- Oldest policy holder DOB: 26/06/1986 (Brad)
- Claims in last five years: none
Strategy
- Switch insurers every year.
- Find the two cheapest insurers and alternate between them.